When it comes to cashback sites in the UK, TopCashback and Quidco are two of the most popular choices. Both offer excellent ways to save money on everyday purchases, but they each have unique features that may make one a better fit for your shopping habits. Here’s a detailed comparison to help you decide.
How Cashback Sites Work
Before diving into the comparison, here’s a quick refresher. Cashback sites partner with retailers to earn a commission when they send customers to their sites. These platforms share a portion of that commission with you as cashback when you make a purchase.
TopCashback: An Overview
Pros:
Higher Cashback Rates: Frequently offers better rates than competitors for popular retailers.
No Minimum Payout: Withdraw cashback regardless of the amount.
Generous Referral Program: Earn bonuses for referring friends.
Exclusive Offers: Regularly features bonuses and flash sales for extra savings.
Free Membership Options: Includes a paid “Plus Membership” for enhanced perks.
Cons:
Account Verification Delays: Some users report occasional delays in cashback approval.
Premium Features Cost Extra: Some of the best perks require a Plus Membership (£5/year).
Quidco: An Overview
Pros:
Wide Retailer Network: Partnered with over 5,000 UK retailers.
In-Store Cashback: Earn cashback on physical purchases by linking your card.
User-Friendly App: Manage your cashback easily on the go.
Fast Payouts: Receive your earnings quickly via bank transfer, PayPal, or gift cards.
Premium Membership: For £1/month, Premium members receive higher cashback rates and faster payment processing.
Cons:
Minimum Payout Threshold: Standard users need a minimum of £1 to withdraw cashback.
Fewer Promotions: Offers fewer bonus events compared to TopCashback.
| Feature | TopCashback | Quidco |
|---|---|---|
| Cashback Rates | Generally higher | Competitive |
| Membership Options | Free or £5/year (Plus Membership) | Free or £1/month (Premium Membership) |
| Minimum Payout | No minimum | £1 |
| Referral Program | Generous bonuses | Standard rewards |
| Retailer Network | Over 4,500 | Over 5,000 |
| In-Store Cashback | Limited availability | Available |
| Payout Speed | Standard | Fast for Premium members |
Which One is Better?
Choose TopCashback if:
You’re looking for higher cashback rates and don’t mind a free or low-cost Plus Membership.
You value exclusive bonus events and no minimum payout thresholds.
Choose Quidco if:
You prefer fast payouts and shop in-store frequently.
You want a wider selection of retailers and a user-friendly app for tracking cashback.
Why Not Use Both?
If you’re serious about maximizing your savings, consider signing up for both. Use Quidco and TopCashback to compare rates for the same retailer before making a purchase and choose the platform offering the best deal.
Final Verdict
Both TopCashback and Quidco are excellent tools for saving money, offering unique advantages depending on your shopping habits. If you prefer higher cashback rates and access to bonus events, TopCashback might be your best bet. If you value fast payouts and in-store cashback options, Quidco is a great choice.
However, for even more savings, consider using the Coupert Coupon Toolbar alongside these cashback platforms. The toolbar automatically finds and applies coupon codes at checkout, ensuring you never miss a discount while still earning cashback. By combining cashback with Coupert’s automated coupon finder, you can maximize your savings effortlessly every time you shop!